After driving the rental convertible we had all last week, I sure am wishing I had a little convertible Mustang of my own to tool around in. I think I’ve got enough car loans right now, but I suppose if I were going to take out any more personal loans or secured loans for any reason right now, it would be for something totally frivolous and fun like a new toy…Jim would have loved to have bought a new bike instead of buying a used one - I guess that would also qualify as a fun toy! Ooh…how about a jetski? Now THAT would be a fun toy, and one we could use a lot with all of the great beaches in here Florida!