Here’s a question for you…would car prices be cheaper if car dealers stopped wasting money on dumb advertising? By “dumb” I mean the come ones I get in the mail, with a “key” inside, or fantastic offers to take any trade I have. Do all car dealers use advertising methods like this, or are we just especially lucky here in Florida? How about the fast talking radio ads advertising special loan rates and 0% APR? Is anyone falling for it? I’m not. If I want to get a car loan, the dealer is the last place I’m going to get it from. I’d rather do my own investigation online - seeing what rates I qualify for, what offers are out there, what my bank can do versus another lender. Do your homework, and don’t trust the car dealer when they offer you a “special” rate. All too often, you pay too much for their special deals, and you can get much better rates for your next car loan by doing a little homework online. An online car loan is quick and easy, and you’ll know what you can afford BEFORE you walk into the dealer.